Call reports 2004
SECURITY BANK AND TRUST COMPANY — 2004
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,431,000 | 48,113,000 | 48,732,000 | 47,729,000 |
| Total loans | 29,763,000 | 29,894,000 | 29,411,000 | 28,535,000 |
| Allowance for loan losses | 405,000 | 448,000 | 413,000 | 413,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,141,000 | 13,418,000 | 13,204,000 | 13,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,392,000 | 37,941,000 | 38,336,000 | 37,788,000 |
| Interest-bearing deposits | 31,355,000 | 30,942,000 | 31,174,000 | 30,083,000 |
| Noninterest-bearing deposits | 6,037,000 | 6,999,000 | 7,162,000 | 7,705,000 |
| Equity capital | 9,959,000 | 10,068,000 | 10,271,000 | 9,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,203,000 | 1,806,000 | 2,397,000 |
| Interest expense | 113,000 | 222,000 | 326,000 | 428,000 |
| Net interest income | 502,000 | 981,000 | 1,480,000 | 1,969,000 |
| Noninterest income | 78,000 | 157,000 | 232,000 | 318,000 |
| Noninterest expense | 330,000 | 615,000 | 866,000 | 1,227,000 |
| Provision for loan losses | 0 | 43,000 | 43,000 | 43,000 |
| Pretax income | 250,000 | 480,000 | 803,000 | 1,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 480,000 | 803,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,959,000 | 10,068,000 | 10,271,000 | 9,888,000 |
| Total capital | 10,364,000 | 10,516,000 | 10,684,000 | 10,301,000 |
| Risk-weighted assets | 47,836,000 | 48,561,000 | 49,145,000 | 48,142,000 |