Call reports 2003
SECURITY BANK AND TRUST COMPANY — 2003
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 49,659,000 | 50,146,000 | 48,779,000 | 48,297,000 |
| Total loans | 29,936,000 | 31,610,000 | 30,505,000 | 30,013,000 |
| Allowance for loan losses | 384,000 | 384,000 | 368,000 | 393,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,010,000 | 13,659,000 | 12,778,000 | 14,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,679,000 | 39,986,000 | 38,379,000 | 38,399,000 |
| Interest-bearing deposits | 33,235,000 | 34,135,000 | 32,252,000 | 31,414,000 |
| Noninterest-bearing deposits | 6,444,000 | 5,851,000 | 6,127,000 | 6,985,000 |
| Equity capital | 9,864,000 | 10,029,000 | 10,259,000 | 9,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,323,000 | 1,995,000 | 2,625,000 |
| Interest expense | 170,000 | 323,000 | 455,000 | 576,000 |
| Net interest income | 507,000 | 1,000,000 | 1,540,000 | 2,049,000 |
| Noninterest income | 73,000 | 141,000 | 199,000 | 274,000 |
| Noninterest expense | 316,000 | 592,000 | 840,000 | 1,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 264,000 | 549,000 | 899,000 | 1,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 549,000 | 899,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,864,000 | 10,029,000 | 10,259,000 | 9,830,000 |
| Total capital | 10,248,000 | 10,413,000 | 10,627,000 | 10,223,000 |
| Risk-weighted assets | 50,043,000 | 50,530,000 | 49,147,000 | 48,690,000 |