Call reports 2002
SECURITY BANK AND TRUST COMPANY — 2002
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,714,000 | 48,320,000 | 47,805,000 | 48,216,000 |
| Total loans | 30,565,000 | 30,480,000 | 30,515,000 | 30,588,000 |
| Allowance for loan losses | 349,000 | 329,000 | 385,000 | 385,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,094,000 | 13,324,000 | 12,550,000 | 12,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,787,000 | 38,206,000 | 37,477,000 | 37,742,000 |
| Interest-bearing deposits | 32,927,000 | 32,780,000 | 31,893,000 | 31,625,000 |
| Noninterest-bearing deposits | 5,860,000 | 5,426,000 | 5,584,000 | 6,117,000 |
| Equity capital | 9,776,000 | 9,941,000 | 10,154,000 | 10,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,462,000 | 2,182,000 | 2,870,000 |
| Interest expense | 247,000 | 475,000 | 682,000 | 870,000 |
| Net interest income | 480,000 | 987,000 | 1,500,000 | 2,000,000 |
| Noninterest income | 84,000 | 149,000 | 218,000 | 290,000 |
| Noninterest expense | 299,000 | 592,000 | 808,000 | 1,160,000 |
| Provision for loan losses | 0 | 15,000 | 66,000 | 66,000 |
| Pretax income | 265,000 | 530,000 | 845,000 | 1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | 530,000 | 845,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,776,000 | 9,941,000 | 10,154,000 | 10,374,000 |
| Total capital | 10,125,000 | 10,270,000 | 10,539,000 | 10,759,000 |
| Risk-weighted assets | 49,063,000 | 48,649,000 | 48,190,000 | 48,601,000 |