Call reports 2019
GOLD COAST BANK — 2019
What GOLD COAST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 562,523,000 | 572,038,000 | 561,722,000 | 559,827,000 |
| Total loans | 462,666,000 | 467,489,000 | 461,500,000 | 467,442,000 |
| Allowance for loan losses | 4,455,000 | 4,572,000 | 4,575,000 | 4,588,000 |
| Securities available for sale | 62,116,000 | 61,893,000 | 60,243,000 | 55,805,000 |
| Securities held to maturity | 8,608,000 | 8,589,000 | 8,572,000 | 8,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,751,000 | 488,063,000 | 467,277,000 | 465,007,000 |
| Interest-bearing deposits | 391,614,000 | 391,855,000 | 377,376,000 | 371,780,000 |
| Noninterest-bearing deposits | 98,137,000 | 96,208,000 | 89,901,000 | 93,227,000 |
| Equity capital | 58,052,000 | 59,431,000 | 60,095,000 | 60,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,742,000 | 11,617,000 | 17,491,000 | 23,147,000 |
| Interest expense | 1,926,000 | 3,994,000 | 6,192,000 | 8,330,000 |
| Net interest income | 3,816,000 | 7,623,000 | 11,299,000 | 14,817,000 |
| Noninterest income | 83,000 | 188,000 | 305,000 | 621,000 |
| Noninterest expense | 2,679,000 | 5,303,000 | 7,800,000 | 10,572,000 |
| Provision for loan losses | 138,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 1,082,000 | 2,283,000 | 3,579,000 | 4,641,000 |
| Income tax | 254,000 | 538,000 | 843,000 | 1,092,000 |
| Net income | 828,000 | 1,745,000 | 2,736,000 | 3,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,470,000 | 59,387,000 | 59,878,000 | 60,191,000 |
| Total capital | 62,925,000 | 63,959,000 | 64,453,000 | 64,779,000 |
| Risk-weighted assets | 427,659,000 | 428,324,000 | 421,461,000 | 427,524,000 |