Call reports 2018
GOLD COAST BANK — 2018
What GOLD COAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 508,826,000 | 498,144,000 | 541,884,000 | 556,337,000 |
| Total loans | 391,365,000 | 402,459,000 | 432,240,000 | 446,227,000 |
| Allowance for loan losses | 3,956,000 | 3,956,000 | 4,201,000 | 4,293,000 |
| Securities available for sale | 55,303,000 | 57,209,000 | 58,191,000 | 61,171,000 |
| Securities held to maturity | 8,421,000 | 8,406,000 | 8,390,000 | 8,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,584,000 | 422,324,000 | 485,541,000 | 478,333,000 |
| Interest-bearing deposits | 322,969,000 | 323,732,000 | 375,347,000 | 379,915,000 |
| Noninterest-bearing deposits | 105,615,000 | 98,592,000 | 110,194,000 | 98,418,000 |
| Equity capital | 54,408,000 | 55,060,000 | 55,430,000 | 56,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,806,000 | 9,671,000 | 14,881,000 | 20,484,000 |
| Interest expense | 983,000 | 2,126,000 | 3,594,000 | 5,256,000 |
| Net interest income | 3,823,000 | 7,545,000 | 11,287,000 | 15,228,000 |
| Noninterest income | 97,000 | 174,000 | 240,000 | 344,000 |
| Noninterest expense | 2,901,000 | 5,754,000 | 8,525,000 | 11,282,000 |
| Provision for loan losses | 80,000 | 80,000 | 356,000 | 444,000 |
| Pretax income | 939,000 | 1,885,000 | 2,646,000 | 3,846,000 |
| Income tax | 224,000 | 382,000 | 504,000 | 916,000 |
| Net income | 715,000 | 1,503,000 | 2,142,000 | 2,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,427,000 | 56,215,000 | 56,855,000 | 57,643,000 |
| Total capital | 59,383,000 | 60,171,000 | 61,056,000 | 61,936,000 |
| Risk-weighted assets | 361,465,000 | 371,489,000 | 399,853,000 | 410,362,000 |