Call reports 2017
GOLD COAST BANK — 2017
What GOLD COAST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 442,745,000 | 461,946,000 | 476,781,000 | 470,549,000 |
| Total loans | 344,554,000 | 365,487,000 | 365,458,000 | 381,472,000 |
| Allowance for loan losses | 3,558,000 | 3,547,000 | 3,783,000 | 3,919,000 |
| Securities available for sale | 48,877,000 | 48,158,000 | 47,893,000 | 56,960,000 |
| Securities held to maturity | 6,677,000 | 7,468,000 | 7,456,000 | 8,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,008,000 | 419,590,000 | 421,566,000 | 395,529,000 |
| Interest-bearing deposits | 281,106,000 | 313,665,000 | 319,407,000 | 295,060,000 |
| Noninterest-bearing deposits | 109,902,000 | 105,925,000 | 102,159,000 | 100,469,000 |
| Equity capital | 40,998,000 | 41,703,000 | 54,572,000 | 54,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,913,000 | 8,027,000 | 12,392,000 | 16,889,000 |
| Interest expense | 570,000 | 1,197,000 | 1,868,000 | 2,585,000 |
| Net interest income | 3,343,000 | 6,830,000 | 10,524,000 | 14,304,000 |
| Noninterest income | 91,000 | 217,000 | 361,000 | 458,000 |
| Noninterest expense | 2,615,000 | 5,228,000 | 7,845,000 | 10,750,000 |
| Provision for loan losses | 0 | 114,000 | 114,000 | 233,000 |
| Pretax income | 819,000 | 1,705,000 | 2,926,000 | 3,779,000 |
| Income tax | 303,000 | 545,000 | 944,000 | 1,913,000 |
| Net income | 516,000 | 1,160,000 | 1,982,000 | 1,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,270,000 | 41,918,000 | 54,742,000 | 54,706,000 |
| Total capital | 44,828,000 | 45,465,000 | 58,525,000 | 58,625,000 |
| Risk-weighted assets | 332,018,000 | 349,395,000 | 345,786,000 | 357,407,000 |