Call reports 2011
GOLD COAST BANK — 2011
What GOLD COAST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 125,723,000 | 127,762,000 | 146,286,000 | 161,908,000 |
| Total loans | 74,433,000 | 73,428,000 | 73,605,000 | 84,342,000 |
| Allowance for loan losses | 1,137,000 | 1,047,000 | 1,058,000 | 1,267,000 |
| Securities available for sale | 33,091,000 | 32,497,000 | 38,602,000 | 45,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,416,000 | 109,951,000 | 128,198,000 | 143,782,000 |
| Interest-bearing deposits | 60,865,000 | 53,384,000 | 68,990,000 | 76,797,000 |
| Noninterest-bearing deposits | 47,551,000 | 56,567,000 | 59,208,000 | 66,985,000 |
| Equity capital | 16,849,000 | 17,265,000 | 17,601,000 | 17,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,631,000 | 3,937,000 | 5,318,000 |
| Interest expense | 93,000 | 190,000 | 285,000 | 392,000 |
| Net interest income | 1,203,000 | 2,441,000 | 3,652,000 | 4,926,000 |
| Noninterest income | 45,000 | 80,000 | 122,000 | 212,000 |
| Noninterest expense | 1,176,000 | 2,489,000 | 3,750,000 | 5,018,000 |
| Provision for loan losses | 21,000 | 109,000 | 109,000 | 109,000 |
| Pretax income | 334,000 | 497,000 | 733,000 | 830,000 |
| Income tax | 1,000 | 1,000 | 1,000 | -338,000 |
| Net income | 333,000 | 496,000 | 732,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,534,000 | 16,706,000 | 16,949,000 | 17,392,000 |
| Total capital | 17,526,000 | 17,712,000 | 17,999,000 | 18,593,000 |
| Risk-weighted assets | 79,246,000 | 80,395,000 | 84,167,000 | 96,041,000 |