Call reports 2010
GOLD COAST BANK — 2010
What GOLD COAST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 105,450,000 | 112,641,000 | 115,872,000 | 118,732,000 |
| Total loans | 50,911,000 | 61,381,000 | 65,458,000 | 70,888,000 |
| Allowance for loan losses | 723,000 | 1,122,000 | 1,146,000 | 1,086,000 |
| Securities available for sale | 27,372,000 | 25,843,000 | 34,313,000 | 33,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,898,000 | 95,330,000 | 98,519,000 | 101,525,000 |
| Interest-bearing deposits | 58,838,000 | 61,760,000 | 58,098,000 | 61,251,000 |
| Noninterest-bearing deposits | 29,060,000 | 33,570,000 | 40,421,000 | 40,274,000 |
| Equity capital | 17,201,000 | 16,956,000 | 16,976,000 | 16,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 2,116,000 | 3,389,000 | 4,825,000 |
| Interest expense | 153,000 | 313,000 | 436,000 | 558,000 |
| Net interest income | 810,000 | 1,803,000 | 2,953,000 | 4,267,000 |
| Noninterest income | 35,000 | 50,000 | 82,000 | 107,000 |
| Noninterest expense | 978,000 | 2,015,000 | 3,170,000 | 4,391,000 |
| Provision for loan losses | 112,000 | 511,000 | 535,000 | 608,000 |
| Pretax income | -245,000 | -673,000 | -670,000 | -625,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | -250,000 | -678,000 | -675,000 | -630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,551,000 | 16,122,000 | 16,138,000 | 16,192,000 |
| Total capital | 17,273,000 | 17,017,000 | 17,066,000 | 17,174,000 |
| Risk-weighted assets | 61,457,000 | 70,640,000 | 74,038,000 | 78,499,000 |