Call reports 2020
LEIGHTON STATE BANK — 2020
What LEIGHTON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 194,464,000 | 201,063,000 | 207,672,000 | 224,670,000 |
| Total loans | 150,602,000 | 154,229,000 | 153,369,000 | 152,035,000 |
| Allowance for loan losses | 1,858,000 | 2,070,000 | 2,969,000 | 2,965,000 |
| Securities available for sale | 18,751,000 | 17,417,000 | 27,465,000 | 34,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,597,000 | 163,554,000 | 170,839,000 | 188,129,000 |
| Interest-bearing deposits | 142,168,000 | 146,495,000 | 153,079,000 | 164,253,000 |
| Noninterest-bearing deposits | 13,429,000 | 17,059,000 | 17,760,000 | 23,876,000 |
| Equity capital | 24,760,000 | 24,790,000 | 24,429,000 | 24,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,084,000 | 4,285,000 | 6,293,000 | 8,319,000 |
| Interest expense | 480,000 | 903,000 | 1,267,000 | 1,567,000 |
| Net interest income | 1,604,000 | 3,382,000 | 5,026,000 | 6,752,000 |
| Noninterest income | 576,000 | 1,268,000 | 1,880,000 | 2,565,000 |
| Noninterest expense | 1,520,000 | 3,104,000 | 4,574,000 | 6,119,000 |
| Provision for loan losses | 75,000 | 375,000 | 1,300,000 | 1,375,000 |
| Pretax income | 585,000 | 1,172,000 | 1,033,000 | 1,822,000 |
| Income tax | 29,000 | 58,000 | 51,000 | 85,000 |
| Net income | 556,000 | 1,114,000 | 982,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,508,000 | 21,489,000 | 21,142,000 | 21,624,000 |
| Total capital | 23,366,000 | 23,414,000 | 23,053,000 | 23,637,000 |
| Risk-weighted assets | 157,411,000 | 153,883,000 | 151,847,000 | 160,137,000 |