Call reports 2016
LEIGHTON STATE BANK — 2016
What LEIGHTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 164,945,000 | 172,168,000 | 175,418,000 | 177,209,000 |
| Total loans | 124,862,000 | 124,790,000 | 127,225,000 | 125,072,000 |
| Allowance for loan losses | 1,676,000 | 1,739,000 | 1,812,000 | 1,880,000 |
| Securities available for sale | 23,591,000 | 28,580,000 | 28,550,000 | 32,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,439,000 | 139,478,000 | 143,036,000 | 144,867,000 |
| Interest-bearing deposits | 119,270,000 | 127,957,000 | 130,453,000 | 130,830,000 |
| Noninterest-bearing deposits | 11,169,000 | 11,521,000 | 12,583,000 | 14,037,000 |
| Equity capital | 20,950,000 | 20,998,000 | 21,410,000 | 21,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,436,000 | 5,240,000 | 7,009,000 |
| Interest expense | 240,000 | 486,000 | 742,000 | 991,000 |
| Net interest income | 1,462,000 | 2,950,000 | 4,498,000 | 6,018,000 |
| Noninterest income | 506,000 | 974,000 | 1,633,000 | 2,572,000 |
| Noninterest expense | 1,270,000 | 2,529,000 | 3,893,000 | 5,215,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 623,000 | 1,246,000 | 2,014,000 | 3,076,000 |
| Income tax | 30,000 | 59,000 | 100,000 | 150,000 |
| Net income | 593,000 | 1,187,000 | 1,914,000 | 2,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,424,000 | 17,434,000 | 17,896,000 | 18,682,000 |
| Total capital | 19,044,000 | 19,064,000 | 19,546,000 | 20,323,000 |
| Risk-weighted assets | 129,589,000 | 130,346,000 | 131,856,000 | 131,051,000 |