Call reports 2015
LEIGHTON STATE BANK — 2015
What LEIGHTON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 156,104,000 | 156,720,000 | 159,746,000 | 165,770,000 |
| Total loans | 113,909,000 | 115,043,000 | 119,049,000 | 121,955,000 |
| Allowance for loan losses | 1,470,000 | 1,538,000 | 1,577,000 | 1,600,000 |
| Securities available for sale | 26,733,000 | 25,186,000 | 23,550,000 | 24,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,881,000 | 126,337,000 | 126,535,000 | 134,353,000 |
| Interest-bearing deposits | 111,678,000 | 115,384,000 | 116,061,000 | 121,769,000 |
| Noninterest-bearing deposits | 11,203,000 | 10,953,000 | 10,474,000 | 12,584,000 |
| Equity capital | 19,734,000 | 19,602,000 | 20,034,000 | 20,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,303,000 | 4,981,000 | 6,668,000 |
| Interest expense | 239,000 | 483,000 | 725,000 | 975,000 |
| Net interest income | 1,396,000 | 2,820,000 | 4,256,000 | 5,693,000 |
| Noninterest income | 685,000 | 1,181,000 | 1,743,000 | 2,288,000 |
| Noninterest expense | 1,262,000 | 2,412,000 | 3,656,000 | 4,955,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 744,000 | 1,439,000 | 2,118,000 | 2,726,000 |
| Income tax | -5,000 | 29,000 | 63,000 | 84,000 |
| Net income | 749,000 | 1,410,000 | 2,055,000 | 2,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,091,000 | 16,224,000 | 16,553,000 | 16,854,000 |
| Total capital | 17,561,000 | 17,732,000 | 18,101,000 | 18,437,000 |
| Risk-weighted assets | 118,193,000 | 120,611,000 | 123,830,000 | 126,624,000 |