Call reports 2014
LEIGHTON STATE BANK — 2014
What LEIGHTON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 124,122,000 | 147,518,000 | 150,725,000 | 156,348,000 |
| Total loans | 90,871,000 | 104,863,000 | 106,980,000 | 112,633,000 |
| Allowance for loan losses | 1,306,000 | 1,299,000 | 1,371,000 | 1,417,000 |
| Securities available for sale | 21,007,000 | 26,251,000 | 27,958,000 | 27,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,170,000 | 120,771,000 | 123,601,000 | 126,820,000 |
| Interest-bearing deposits | 89,973,000 | 109,087,000 | 111,640,000 | 114,843,000 |
| Noninterest-bearing deposits | 8,197,000 | 11,684,000 | 11,961,000 | 11,977,000 |
| Equity capital | 15,261,000 | 18,056,000 | 18,394,000 | 18,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,759,000 | 4,360,000 | 5,994,000 |
| Interest expense | 237,000 | 474,000 | 720,000 | 969,000 |
| Net interest income | 1,094,000 | 2,285,000 | 3,640,000 | 5,025,000 |
| Noninterest income | 472,000 | 1,058,000 | 1,724,000 | 2,364,000 |
| Noninterest expense | 993,000 | 2,124,000 | 3,385,000 | 4,618,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 325,000 |
| Pretax income | 499,000 | 1,070,000 | 1,755,000 | 2,447,000 |
| Income tax | 24,000 | 57,000 | 87,000 | 122,000 |
| Net income | 475,000 | 1,013,000 | 1,668,000 | 2,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,842,000 | 14,670,000 | 14,835,000 | 15,373,000 |
| Total capital | 14,064,000 | 15,969,000 | 16,206,000 | 16,790,000 |
| Risk-weighted assets | 97,642,000 | 110,818,000 | 112,721,000 | 118,029,000 |