Call reports 2013
LEIGHTON STATE BANK — 2013
What LEIGHTON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 110,824,000 | 116,605,000 | 118,018,000 | 124,443,000 |
| Total loans | 85,348,000 | 87,871,000 | 86,621,000 | 92,438,000 |
| Allowance for loan losses | 1,176,000 | 1,224,000 | 1,299,000 | 1,230,000 |
| Securities available for sale | 18,062,000 | 17,545,000 | 23,306,000 | 22,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,059,000 | 91,816,000 | 91,200,000 | 99,294,000 |
| Interest-bearing deposits | 80,175,000 | 84,624,000 | 83,800,000 | 91,950,000 |
| Noninterest-bearing deposits | 6,884,000 | 7,192,000 | 7,400,000 | 7,344,000 |
| Equity capital | 14,069,000 | 13,942,000 | 14,347,000 | 14,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,580,000 | 3,893,000 | 5,230,000 |
| Interest expense | 255,000 | 512,000 | 771,000 | 1,029,000 |
| Net interest income | 1,004,000 | 2,068,000 | 3,122,000 | 4,201,000 |
| Noninterest income | 396,000 | 879,000 | 1,390,000 | 1,932,000 |
| Noninterest expense | 890,000 | 1,762,000 | 2,643,000 | 3,584,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 300,000 |
| Pretax income | 460,000 | 1,060,000 | 1,669,000 | 2,249,000 |
| Income tax | 21,000 | 52,000 | 83,000 | 113,000 |
| Net income | 439,000 | 1,008,000 | 1,586,000 | 2,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,237,000 | 11,533,000 | 11,985,000 | 12,366,000 |
| Total capital | 12,357,000 | 12,680,000 | 13,121,000 | 13,596,000 |
| Risk-weighted assets | 89,575,000 | 91,708,000 | 90,695,000 | 98,530,000 |