Call reports 2012
LEIGHTON STATE BANK — 2012
What LEIGHTON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,262,000 | 107,139,000 | 104,997,000 | 110,795,000 |
| Total loans | 78,836,000 | 80,229,000 | 79,562,000 | 83,050,000 |
| Allowance for loan losses | 1,064,000 | 1,084,000 | 1,099,000 | 1,118,000 |
| Securities available for sale | 19,201,000 | 18,712,000 | 18,037,000 | 17,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,482,000 | 86,146,000 | 84,079,000 | 86,825,000 |
| Interest-bearing deposits | 76,190,000 | 79,668,000 | 77,290,000 | 78,912,000 |
| Noninterest-bearing deposits | 6,292,000 | 6,478,000 | 6,789,000 | 7,913,000 |
| Equity capital | 12,988,000 | 13,111,000 | 13,531,000 | 13,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,609,000 | 3,902,000 | 5,164,000 |
| Interest expense | 296,000 | 588,000 | 867,000 | 1,130,000 |
| Net interest income | 1,000,000 | 2,021,000 | 3,035,000 | 4,034,000 |
| Noninterest income | 317,000 | 480,000 | 862,000 | 1,075,000 |
| Noninterest expense | 772,000 | 1,498,000 | 2,247,000 | 2,977,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 250,000 |
| Pretax income | 495,000 | 903,000 | 1,500,000 | 1,882,000 |
| Income tax | 25,000 | 45,000 | 75,000 | 94,000 |
| Net income | 470,000 | 858,000 | 1,425,000 | 1,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,133,000 | 12,164,000 | 12,563,000 | 10,793,000 |
| Total capital | 13,162,000 | 13,204,000 | 13,618,000 | 11,889,000 |
| Risk-weighted assets | 82,285,000 | 83,167,000 | 84,346,000 | 87,631,000 |