Call reports 2010
LEIGHTON STATE BANK — 2010
What LEIGHTON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 95,726,000 | 96,309,000 | 96,545,000 | 102,117,000 |
| Total loans | 70,140,000 | 70,397,000 | 71,307,000 | 74,726,000 |
| Allowance for loan losses | 809,000 | 912,000 | 946,000 | 1,036,000 |
| Securities available for sale | 17,598,000 | 17,357,000 | 17,543,000 | 19,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,862,000 | 76,020,000 | 75,958,000 | 80,901,000 |
| Interest-bearing deposits | 71,531,000 | 70,666,000 | 70,843,000 | 73,855,000 |
| Noninterest-bearing deposits | 5,331,000 | 5,354,000 | 5,115,000 | 7,046,000 |
| Equity capital | 10,501,000 | 10,627,000 | 11,094,000 | 10,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,654,000 | 3,985,000 | 5,350,000 |
| Interest expense | 353,000 | 692,000 | 1,031,000 | 1,358,000 |
| Net interest income | 932,000 | 1,962,000 | 2,954,000 | 3,992,000 |
| Noninterest income | 98,000 | 264,000 | 428,000 | 588,000 |
| Noninterest expense | 642,000 | 1,286,000 | 1,912,000 | 2,575,000 |
| Provision for loan losses | 25,000 | 125,000 | 175,000 | 250,000 |
| Pretax income | 363,000 | 814,000 | 1,294,000 | 1,754,000 |
| Income tax | 18,000 | 40,000 | 65,000 | 87,000 |
| Net income | 345,000 | 774,000 | 1,229,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,771,000 | 9,952,000 | 10,245,000 | 10,516,000 |
| Total capital | 10,580,000 | 10,864,000 | 11,191,000 | 11,517,000 |
| Risk-weighted assets | 72,743,000 | 74,751,000 | 76,730,000 | 80,011,000 |