Call reports 2009
LEIGHTON STATE BANK — 2009
What LEIGHTON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,853,000 | 92,785,000 | 92,887,000 | 96,217,000 |
| Total loans | 64,891,000 | 65,333,000 | 67,077,000 | 69,146,000 |
| Allowance for loan losses | 969,000 | 823,000 | 845,000 | 861,000 |
| Securities available for sale | 18,292,000 | 18,416,000 | 18,077,000 | 17,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,431,000 | 74,380,000 | 74,290,000 | 77,756,000 |
| Interest-bearing deposits | 68,983,000 | 69,830,000 | 69,455,000 | 71,092,000 |
| Noninterest-bearing deposits | 4,448,000 | 4,550,000 | 4,835,000 | 6,664,000 |
| Equity capital | 9,777,000 | 9,589,000 | 10,170,000 | 10,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,671,000 | 3,990,000 | 5,304,000 |
| Interest expense | 542,000 | 1,030,000 | 1,474,000 | 1,871,000 |
| Net interest income | 797,000 | 1,641,000 | 2,516,000 | 3,433,000 |
| Noninterest income | 100,000 | 187,000 | 395,000 | 646,000 |
| Noninterest expense | 637,000 | 1,370,000 | 2,030,000 | 2,924,000 |
| Provision for loan losses | 55,000 | 130,000 | 155,000 | 205,000 |
| Pretax income | 205,000 | 328,000 | 726,000 | 950,000 |
| Income tax | 11,000 | 16,000 | 35,000 | 54,000 |
| Net income | 194,000 | 312,000 | 691,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,155,000 | 9,144,000 | 9,383,000 | 9,426,000 |
| Total capital | 10,009,000 | 9,967,000 | 10,228,000 | 10,287,000 |
| Risk-weighted assets | 68,219,000 | 69,745,000 | 70,063,000 | 72,813,000 |