Call reports 2008
LEIGHTON STATE BANK — 2008
What LEIGHTON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 92,885,000 | 90,727,000 | 85,674,000 | 91,065,000 |
| Total loans | 60,451,000 | 59,805,000 | 59,234,000 | 61,532,000 |
| Allowance for loan losses | 829,000 | 862,000 | 880,000 | 972,000 |
| Securities available for sale | 19,943,000 | 18,718,000 | 18,483,000 | 19,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,416,000 | 74,159,000 | 68,363,000 | 73,926,000 |
| Interest-bearing deposits | 71,526,000 | 70,156,000 | 64,721,000 | 69,770,000 |
| Noninterest-bearing deposits | 3,890,000 | 4,003,000 | 3,642,000 | 4,156,000 |
| Equity capital | 9,585,000 | 9,197,000 | 9,349,000 | 9,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,740,000 | 4,039,000 | 5,343,000 |
| Interest expense | 760,000 | 1,446,000 | 2,057,000 | 2,638,000 |
| Net interest income | 629,000 | 1,294,000 | 1,982,000 | 2,705,000 |
| Noninterest income | 98,000 | 234,000 | 459,000 | 658,000 |
| Noninterest expense | 489,000 | 1,033,000 | 1,592,000 | 2,171,000 |
| Provision for loan losses | 20,000 | 70,000 | 120,000 | 395,000 |
| Pretax income | 218,000 | 425,000 | 729,000 | 797,000 |
| Income tax | 10,000 | 22,000 | 36,000 | 43,000 |
| Net income | 208,000 | 403,000 | 693,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,937,000 | 8,937,000 | 9,079,000 | 8,961,000 |
| Total capital | 9,744,000 | 9,742,000 | 9,868,000 | 9,782,000 |
| Risk-weighted assets | 64,545,000 | 64,305,000 | 63,057,000 | 65,525,000 |