Call reports 2007
LEIGHTON STATE BANK — 2007
What LEIGHTON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,565,000 | 84,772,000 | 85,621,000 | 91,797,000 |
| Total loans | 57,110,000 | 56,980,000 | 59,737,000 | 59,513,000 |
| Allowance for loan losses | 708,000 | 756,000 | 764,000 | 809,000 |
| Securities available for sale | 18,169,000 | 18,249,000 | 19,228,000 | 19,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,767,000 | 67,985,000 | 68,241,000 | 74,025,000 |
| Interest-bearing deposits | 62,875,000 | 63,870,000 | 64,204,000 | 69,982,000 |
| Noninterest-bearing deposits | 2,892,000 | 4,115,000 | 4,037,000 | 4,043,000 |
| Equity capital | 8,482,000 | 8,462,000 | 8,682,000 | 9,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,604,000 | 3,974,000 | 5,358,000 |
| Interest expense | 721,000 | 1,491,000 | 2,262,000 | 3,046,000 |
| Net interest income | 549,000 | 1,113,000 | 1,712,000 | 2,312,000 |
| Noninterest income | 93,000 | 183,000 | 355,000 | 528,000 |
| Noninterest expense | 436,000 | 885,000 | 1,346,000 | 1,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 206,000 | 411,000 | 721,000 | 979,000 |
| Income tax | 9,000 | 19,000 | 34,000 | 49,000 |
| Net income | 197,000 | 392,000 | 687,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,474,000 | 8,625,000 | 8,591,000 | 8,747,000 |
| Total capital | 9,182,000 | 9,371,000 | 9,355,000 | 9,540,000 |
| Risk-weighted assets | 58,872,000 | 59,651,000 | 62,104,000 | 63,446,000 |