Call reports 2006
LEIGHTON STATE BANK — 2006
What LEIGHTON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,685,000 | 75,888,000 | 78,639,000 | 85,424,000 |
| Total loans | 51,305,000 | 53,721,000 | 55,198,000 | 55,016,000 |
| Allowance for loan losses | 534,000 | 571,000 | 592,000 | 719,000 |
| Securities available for sale | 15,576,000 | 16,596,000 | 16,927,000 | 17,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,498,000 | 59,566,000 | 61,312,000 | 67,204,000 |
| Interest-bearing deposits | 52,738,000 | 56,187,000 | 58,090,000 | 63,177,000 |
| Noninterest-bearing deposits | 2,760,000 | 3,379,000 | 3,222,000 | 4,027,000 |
| Equity capital | 5,515,000 | 5,464,000 | 6,057,000 | 8,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,112,000 | 3,282,000 | 4,479,000 |
| Interest expense | 511,000 | 1,097,000 | 1,751,000 | 2,463,000 |
| Net interest income | 499,000 | 1,015,000 | 1,531,000 | 2,016,000 |
| Noninterest income | 101,000 | 197,000 | 323,000 | 449,000 |
| Noninterest expense | 404,000 | 812,000 | 1,224,000 | 1,626,000 |
| Provision for loan losses | 0 | 36,000 | 56,000 | 556,000 |
| Pretax income | 196,000 | 364,000 | 574,000 | 283,000 |
| Income tax | 10,000 | 18,000 | 28,000 | 38,000 |
| Net income | 186,000 | 346,000 | 546,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,681,000 | 5,760,000 | 6,078,000 | 8,277,000 |
| Total capital | 6,215,000 | 6,331,000 | 6,670,000 | 8,996,000 |
| Risk-weighted assets | 51,638,000 | 53,970,000 | 56,336,000 | 58,360,000 |