Call reports 2005
LEIGHTON STATE BANK — 2005
What LEIGHTON STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 65,027,000 | 66,697,000 | 67,629,000 | 73,067,000 |
| Total loans | 47,356,000 | 48,279,000 | 49,445,000 | 49,589,000 |
| Allowance for loan losses | 587,000 | 588,000 | 540,000 | 534,000 |
| Securities available for sale | 13,552,000 | 13,545,000 | 13,276,000 | 13,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,078,000 | 48,642,000 | 49,278,000 | 55,664,000 |
| Interest-bearing deposits | 45,277,000 | 45,473,000 | 46,051,000 | 51,769,000 |
| Noninterest-bearing deposits | 2,801,000 | 3,169,000 | 3,227,000 | 3,895,000 |
| Equity capital | 5,174,000 | 5,402,000 | 5,503,000 | 5,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,750,000 | 2,678,000 | 3,643,000 |
| Interest expense | 372,000 | 796,000 | 1,242,000 | 1,709,000 |
| Net interest income | 469,000 | 954,000 | 1,436,000 | 1,934,000 |
| Noninterest income | 98,000 | 188,000 | 290,000 | 413,000 |
| Noninterest expense | 366,000 | 727,000 | 1,090,000 | 1,478,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 201,000 | 415,000 | 620,000 | 833,000 |
| Income tax | 10,000 | 20,000 | 31,000 | 41,000 |
| Net income | 191,000 | 395,000 | 589,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,271,000 | 5,382,000 | 5,561,000 | 5,635,000 |
| Total capital | 5,858,000 | 5,970,000 | 6,101,000 | 6,169,000 |
| Risk-weighted assets | 47,488,000 | 48,246,000 | 49,699,000 | 50,459,000 |