Call reports 2004
LEIGHTON STATE BANK — 2004
What LEIGHTON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,297,000 | 60,789,000 | 62,028,000 | 63,099,000 |
| Total loans | 42,187,000 | 42,791,000 | 43,790,000 | 45,164,000 |
| Allowance for loan losses | 604,000 | 587,000 | 596,000 | 587,000 |
| Securities available for sale | 13,450,000 | 13,494,000 | 13,594,000 | 13,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,214,000 | 45,581,000 | 45,794,000 | 48,366,000 |
| Interest-bearing deposits | 42,587,000 | 43,067,000 | 43,280,000 | 44,008,000 |
| Noninterest-bearing deposits | 2,627,000 | 2,514,000 | 2,514,000 | 4,358,000 |
| Equity capital | 4,997,000 | 4,887,000 | 5,168,000 | 5,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,610,000 | 2,419,000 | 3,225,000 |
| Interest expense | 353,000 | 720,000 | 1,092,000 | 1,454,000 |
| Net interest income | 442,000 | 890,000 | 1,327,000 | 1,771,000 |
| Noninterest income | 82,000 | 156,000 | 258,000 | 380,000 |
| Noninterest expense | 350,000 | 708,000 | 1,052,000 | 1,449,000 |
| Provision for loan losses | 12,000 | 12,000 | 19,000 | 19,000 |
| Pretax income | 162,000 | 326,000 | 514,000 | 683,000 |
| Income tax | 8,000 | 17,000 | 26,000 | 34,000 |
| Net income | 154,000 | 309,000 | 488,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,752,000 | 4,899,000 | 5,079,000 | 5,231,000 |
| Total capital | 5,283,000 | 5,437,000 | 5,635,000 | 5,803,000 |
| Risk-weighted assets | 42,425,000 | 43,039,000 | 44,402,000 | 45,801,000 |