Call reports 2003
LEIGHTON STATE BANK — 2003
What LEIGHTON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,280,000 | 55,343,000 | 56,243,000 | 58,913,000 |
| Total loans | 39,585,000 | 40,064,000 | 39,514,000 | 41,311,000 |
| Allowance for loan losses | 531,000 | 617,000 | 599,000 | 592,000 |
| Securities available for sale | 10,408,000 | 10,906,000 | 11,653,000 | 13,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,705,000 | 41,632,000 | 42,711,000 | 43,564,000 |
| Interest-bearing deposits | 35,953,000 | 38,721,000 | 40,070,000 | 40,613,000 |
| Noninterest-bearing deposits | 2,752,000 | 2,911,000 | 2,641,000 | 2,951,000 |
| Equity capital | 4,333,000 | 4,516,000 | 4,601,000 | 4,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,671,000 | 2,518,000 | 3,302,000 |
| Interest expense | 371,000 | 736,000 | 1,088,000 | 1,440,000 |
| Net interest income | 446,000 | 935,000 | 1,430,000 | 1,862,000 |
| Noninterest income | 82,000 | 159,000 | 257,000 | 365,000 |
| Noninterest expense | 318,000 | 655,000 | 990,000 | 1,358,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 75,000 |
| Pretax income | 210,000 | 364,000 | 622,000 | 794,000 |
| Income tax | 121,000 | 131,000 | 142,000 | 243,000 |
| Net income | 89,000 | 233,000 | 480,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,032,000 | 4,176,000 | 4,375,000 | 4,233,000 |
| Total capital | 4,508,000 | 4,660,000 | 4,869,000 | 4,751,000 |
| Risk-weighted assets | 37,947,000 | 38,608,000 | 39,410,000 | 41,377,000 |