Call reports 2002
LEIGHTON STATE BANK — 2002
What LEIGHTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,746,000 | 49,215,000 | 52,066,000 | 51,769,000 |
| Total loans | 36,427,000 | 35,476,000 | 38,192,000 | 38,026,000 |
| Allowance for loan losses | 507,000 | 522,000 | 523,000 | 529,000 |
| Securities available for sale | 10,335,000 | 10,288,000 | 10,571,000 | 10,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,848,000 | 35,490,000 | 38,377,000 | 37,793,000 |
| Interest-bearing deposits | 33,815,000 | 33,161,000 | 35,342,000 | 35,112,000 |
| Noninterest-bearing deposits | 2,033,000 | 2,329,000 | 3,035,000 | 2,681,000 |
| Equity capital | 3,700,000 | 3,876,000 | 4,049,000 | 4,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,655,000 | 2,475,000 | 3,346,000 |
| Interest expense | 449,000 | 890,000 | 1,309,000 | 1,708,000 |
| Net interest income | 378,000 | 765,000 | 1,166,000 | 1,638,000 |
| Noninterest income | 66,000 | 148,000 | 231,000 | 331,000 |
| Noninterest expense | 294,000 | 599,000 | 901,000 | 1,214,000 |
| Provision for loan losses | 80,000 | 104,000 | 104,000 | 104,000 |
| Pretax income | 70,000 | 210,000 | 392,000 | 651,000 |
| Income tax | 42,000 | 59,000 | 115,000 | 206,000 |
| Net income | 28,000 | 151,000 | 277,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,562,000 | 3,670,000 | 3,795,000 | 3,944,000 |
| Total capital | 3,992,000 | 4,094,000 | 4,256,000 | 4,402,000 |
| Risk-weighted assets | 34,346,000 | 33,860,000 | 36,838,000 | 36,566,000 |