Call reports 2001
MURRAY STATE BANK — 2001
What MURRAY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,722,000 | 28,762,000 | 29,785,000 | 30,424,000 |
| Total loans | 21,732,000 | 21,882,000 | 21,912,000 | 20,779,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 1,147,000 | 1,147,000 | 1,211,000 | 2,649,000 |
| Securities held to maturity | 4,321,000 | 3,442,000 | 2,551,000 | 2,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,059,000 | 24,865,000 | 25,775,000 | 26,411,000 |
| Interest-bearing deposits | 21,983,000 | 21,874,000 | 22,365,000 | 23,009,000 |
| Noninterest-bearing deposits | 3,076,000 | 2,991,000 | 3,410,000 | 3,402,000 |
| Equity capital | 3,325,000 | 3,397,000 | 3,548,000 | 3,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,099,000 | 1,644,000 | 2,163,000 |
| Interest expense | 298,000 | 579,000 | 845,000 | 1,075,000 |
| Net interest income | 253,000 | 520,000 | 799,000 | 1,088,000 |
| Noninterest income | 34,000 | 63,000 | 101,000 | 138,000 |
| Noninterest expense | 195,000 | 396,000 | 590,000 | 796,000 |
| Provision for loan losses | 0 | 0 | 0 | 23,000 |
| Pretax income | 107,000 | 223,000 | 355,000 | 452,000 |
| Income tax | 43,000 | 87,000 | 131,000 | 153,000 |
| Net income | 64,000 | 136,000 | 224,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,325,000 | 3,397,000 | 3,485,000 | 3,514,000 |
| Total capital | 3,567,000 | 3,644,000 | 3,731,000 | 3,756,000 |
| Risk-weighted assets | 19,387,000 | 19,669,000 | 19,699,000 | 19,386,000 |