Call reports 2003
FIRST CONTINENTAL BANK — 2003
What FIRST CONTINENTAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 329,685,000 | 343,580,000 |
| Total loans | 239,122,000 | 243,445,000 |
| Allowance for loan losses | 3,118,000 | 4,000,000 |
| Securities available for sale | 71,648,000 | 62,365,000 |
| Securities held to maturity | 1,998,000 | 1,982,000 |
| Trading assets | 0 | 0 |
| Total deposits | 298,470,000 | 312,405,000 |
| Interest-bearing deposits | 269,119,000 | 281,216,000 |
| Noninterest-bearing deposits | 29,351,000 | 31,189,000 |
| Equity capital | 30,049,000 | 30,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 4,074,000 | 8,292,000 |
| Interest expense | 1,475,000 | 2,794,000 |
| Net interest income | 2,599,000 | 5,498,000 |
| Noninterest income | 438,000 | 811,000 |
| Noninterest expense | 1,708,000 | 3,450,000 |
| Provision for loan losses | 210,000 | 1,096,000 |
| Pretax income | 1,119,000 | 1,763,000 |
| Income tax | 460,000 | 651,000 |
| Net income | 659,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 29,610,000 | 30,061,000 |
| Total capital | 32,924,000 | 33,506,000 |
| Risk-weighted assets | 270,226,000 | 274,837,000 |