Call reports 2002
FIRST CONTINENTAL BANK — 2002
What FIRST CONTINENTAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 276,326,000 | 310,569,000 | 312,535,000 | 334,215,000 |
| Total loans | 211,528,000 | 228,978,000 | 233,845,000 | 235,376,000 |
| Allowance for loan losses | 3,105,000 | 3,005,000 | 2,955,000 | 2,955,000 |
| Securities available for sale | 54,345,000 | 43,318,000 | 60,296,000 | 84,651,000 |
| Securities held to maturity | 0 | 1,057,000 | 957,000 | 953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,130,000 | 281,657,000 | 282,336,000 | 303,114,000 |
| Interest-bearing deposits | 224,528,000 | 256,948,000 | 257,916,000 | 277,361,000 |
| Noninterest-bearing deposits | 23,602,000 | 24,709,000 | 24,420,000 | 25,753,000 |
| Equity capital | 27,195,000 | 27,726,000 | 28,664,000 | 29,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,641,000 | 7,585,000 | 11,756,000 | 15,958,000 |
| Interest expense | 1,679,000 | 3,423,000 | 5,084,000 | 6,770,000 |
| Net interest income | 1,962,000 | 4,162,000 | 6,672,000 | 9,188,000 |
| Noninterest income | 218,000 | 590,000 | 1,191,000 | 1,749,000 |
| Noninterest expense | 1,337,000 | 2,868,000 | 4,409,000 | 6,146,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 843,000 | 1,884,000 | 3,454,000 | 4,791,000 |
| Income tax | 347,000 | 789,000 | 1,452,000 | 2,034,000 |
| Net income | 496,000 | 1,095,000 | 2,002,000 | 2,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,127,000 | 27,579,000 | 28,333,000 | 28,921,000 |
| Total capital | 30,030,000 | 30,718,000 | 31,472,000 | 32,060,000 |
| Risk-weighted assets | 231,865,000 | 258,612,000 | 260,543,000 | 270,197,000 |