Call reports 2001
FIRST CONTINENTAL BANK — 2001
What FIRST CONTINENTAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 259,696,000 | 259,355,000 | 263,157,000 | 268,308,000 |
| Total loans | 177,266,000 | 179,123,000 | 197,976,000 | 200,624,000 |
| Allowance for loan losses | 3,103,000 | 3,239,000 | 3,239,000 | 3,239,000 |
| Securities available for sale | 52,001,000 | 60,840,000 | 52,666,000 | 50,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,763,000 | 233,119,000 | 236,123,000 | 240,237,000 |
| Interest-bearing deposits | 214,789,000 | 213,484,000 | 213,474,000 | 218,637,000 |
| Noninterest-bearing deposits | 18,974,000 | 19,635,000 | 22,649,000 | 21,600,000 |
| Equity capital | 25,200,000 | 25,516,000 | 26,216,000 | 26,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,279,000 | 10,092,000 | 14,490,000 | 19,177,000 |
| Interest expense | 3,000,000 | 5,777,000 | 8,195,000 | 10,238,000 |
| Net interest income | 2,279,000 | 4,315,000 | 6,295,000 | 8,939,000 |
| Noninterest income | 232,000 | 520,000 | 793,000 | 1,142,000 |
| Noninterest expense | 1,708,000 | 3,311,000 | 4,660,000 | 6,142,000 |
| Provision for loan losses | 204,000 | 340,000 | 340,000 | 340,000 |
| Pretax income | 599,000 | 1,184,000 | 2,088,000 | 3,599,000 |
| Income tax | 241,000 | 484,000 | 855,000 | 1,490,000 |
| Net income | 358,000 | 700,000 | 1,233,000 | 2,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,212,000 | 25,484,000 | 25,936,000 | 26,725,000 |
| Total capital | 27,760,000 | 28,081,000 | 28,684,000 | 29,581,000 |
| Risk-weighted assets | 203,324,000 | 207,149,000 | 219,360,000 | 228,131,000 |