Call reports 2012
OASIS BANK, SSB — 2012
What OASIS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 83,491,000 | 76,952,000 | 77,309,000 |
| Total loans | 56,826,000 | 57,167,000 | 57,300,000 |
| Allowance for loan losses | 602,000 | 602,000 | 566,000 |
| Securities available for sale | 1,001,000 | 1,004,000 | 1,002,000 |
| Securities held to maturity | 394,000 | 332,000 | 283,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 72,198,000 | 66,849,000 | 67,208,000 |
| Interest-bearing deposits | 63,883,000 | 59,736,000 | 58,801,000 |
| Noninterest-bearing deposits | 8,315,000 | 7,113,000 | 8,407,000 |
| Equity capital | 9,789,000 | 9,742,000 | 9,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 977,000 | 1,946,000 | 2,932,000 |
| Interest expense | 191,000 | 363,000 | 521,000 |
| Net interest income | 786,000 | 1,583,000 | 2,411,000 |
| Noninterest income | 55,000 | 79,000 | 112,000 |
| Noninterest expense | 649,000 | 1,506,000 | 2,198,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 192,000 | 156,000 | 325,000 |
| Income tax | -66,000 | -53,000 | -110,000 |
| Net income | 258,000 | 209,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 9,788,000 | 9,738,000 | 9,965,000 |
| Total capital | 10,292,000 | 10,228,000 | 10,454,000 |
| Risk-weighted assets | 39,560,000 | 39,060,000 | 39,018,000 |