Call reports 2011
OASIS BANK, SSB — 2011
What OASIS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,082,000 | 80,494,000 | 81,044,000 | 81,288,000 |
| Total loans | 56,701,000 | 61,721,000 | 59,253,000 | 58,440,000 |
| Allowance for loan losses | 531,000 | 585,000 | 595,000 | 602,000 |
| Securities available for sale | 0 | 0 | 0 | 995,000 |
| Securities held to maturity | 2,683,000 | 2,638,000 | 1,512,000 | 1,446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,756,000 | 70,008,000 | 70,226,000 | 70,185,000 |
| Interest-bearing deposits | 63,002,000 | 61,252,000 | 60,719,000 | 61,428,000 |
| Noninterest-bearing deposits | 7,754,000 | 8,756,000 | 9,507,000 | 8,757,000 |
| Equity capital | 8,835,000 | 8,951,000 | 9,293,000 | 9,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,081,000 | 3,153,000 | 4,188,000 |
| Interest expense | 191,000 | 387,000 | 577,000 | 770,000 |
| Net interest income | 820,000 | 1,694,000 | 2,576,000 | 3,418,000 |
| Noninterest income | 62,000 | 187,000 | 203,000 | 232,000 |
| Noninterest expense | 723,000 | 1,555,000 | 2,221,000 | 2,955,000 |
| Provision for loan losses | 0 | 51,000 | 61,000 | 81,000 |
| Pretax income | 159,000 | 275,000 | 497,000 | 614,000 |
| Income tax | 0 | 0 | -120,000 | -240,000 |
| Net income | 159,000 | 275,000 | 617,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,835,000 | 8,951,000 | 9,293,000 | 9,530,000 |
| Total capital | 9,364,000 | 9,522,000 | 9,820,000 | 10,055,000 |
| Risk-weighted assets | 41,578,000 | 44,912,000 | 42,067,000 | 41,143,000 |