Call reports 2010
OASIS BANK, SSB — 2010
What OASIS BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 71,026,000 | 76,443,000 | 76,600,000 | 76,370,000 |
| Total loans | 50,188,000 | 54,435,000 | 58,648,000 | 57,497,000 |
| Allowance for loan losses | 450,000 | 498,000 | 532,000 | 622,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,063,000 | 5,981,000 | 4,883,000 | 2,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,495,000 | 65,435,000 | 65,647,000 | 65,231,000 |
| Interest-bearing deposits | 48,294,000 | 54,884,000 | 53,764,000 | 55,926,000 |
| Noninterest-bearing deposits | 10,201,000 | 10,551,000 | 11,883,000 | 9,305,000 |
| Equity capital | 9,062,000 | 8,549,000 | 8,492,000 | 8,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,925,000 | 2,971,000 | 4,099,000 |
| Interest expense | 213,000 | 419,000 | 628,000 | 826,000 |
| Net interest income | 706,000 | 1,506,000 | 2,343,000 | 3,273,000 |
| Noninterest income | 36,000 | 76,000 | 97,000 | 137,000 |
| Noninterest expense | 827,000 | 2,183,000 | 3,055,000 | 3,754,000 |
| Provision for loan losses | 95,000 | 107,000 | 165,000 | 267,000 |
| Pretax income | -180,000 | -708,000 | -780,000 | -611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -180,000 | -708,000 | -780,000 | -611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,612,000 | 8,549,000 | 8,492,000 | 8,676,000 |
| Total capital | 9,062,000 | 9,047,000 | 9,024,000 | 9,211,000 |
| Risk-weighted assets | 38,779,000 | 41,721,000 | 42,651,000 | 41,922,000 |