Call reports 2009
OASIS BANK, SSB — 2009
What OASIS BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,919,000 | 57,037,000 | 63,992,000 | 67,386,000 |
| Total loans | 38,068,000 | 46,494,000 | 49,198,000 | 49,567,000 |
| Allowance for loan losses | 371,000 | 481,000 | 449,000 | 457,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 500,000 | 1,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,251,000 | 44,423,000 | 51,304,000 | 54,737,000 |
| Interest-bearing deposits | 28,998,000 | 35,088,000 | 39,820,000 | 43,016,000 |
| Noninterest-bearing deposits | 6,253,000 | 9,335,000 | 11,484,000 | 11,721,000 |
| Equity capital | 9,446,000 | 9,098,000 | 9,166,000 | 9,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,471,000 | 2,401,000 | 3,387,000 |
| Interest expense | 180,000 | 394,000 | 599,000 | 800,000 |
| Net interest income | 465,000 | 1,077,000 | 1,802,000 | 2,587,000 |
| Noninterest income | 71,000 | 122,000 | 221,000 | 244,000 |
| Noninterest expense | 774,000 | 1,626,000 | 2,346,000 | 3,145,000 |
| Provision for loan losses | 102,000 | 260,000 | 296,000 | 304,000 |
| Pretax income | -340,000 | -687,000 | -619,000 | -618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -340,000 | -687,000 | -619,000 | -618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,996,000 | 8,648,000 | 8,716,000 | 8,777,000 |
| Total capital | 9,367,000 | 9,095,000 | 9,165,000 | 9,234,000 |
| Risk-weighted assets | 29,510,000 | 34,990,000 | 37,625,000 | 39,695,000 |