Call reports 2008
OASIS BANK, SSB — 2008
What OASIS BANK, SSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,724,000 | 18,849,000 | 26,669,000 | 34,207,000 |
| Total loans | 6,337,000 | 9,637,000 | 17,075,000 | 27,048,000 |
| Allowance for loan losses | 46,000 | 80,000 | 138,000 | 274,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,237,000 | 8,056,000 | 16,259,000 | 24,275,000 |
| Interest-bearing deposits | 5,392,000 | 5,883,000 | 7,455,000 | 18,908,000 |
| Noninterest-bearing deposits | 1,845,000 | 2,173,000 | 8,804,000 | 5,367,000 |
| Equity capital | 11,437,000 | 10,679,000 | 10,334,000 | 9,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 466,000 | 768,000 | 1,279,000 |
| Interest expense | 49,000 | 86,000 | 130,000 | 250,000 |
| Net interest income | 184,000 | 380,000 | 638,000 | 1,029,000 |
| Noninterest income | 80,000 | 142,000 | 279,000 | 354,000 |
| Noninterest expense | 724,000 | 1,701,000 | 2,380,000 | 3,308,000 |
| Provision for loan losses | 24,000 | 62,000 | 124,000 | 270,000 |
| Pretax income | -484,000 | -1,241,000 | -1,587,000 | -2,195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -484,000 | -1,241,000 | -1,587,000 | -2,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,987,000 | 10,229,000 | 9,884,000 | 9,335,000 |
| Total capital | 11,033,000 | 10,309,000 | 10,022,000 | 9,596,000 |
| Risk-weighted assets | 8,287,000 | 9,973,000 | 15,235,000 | 20,080,000 |