Call reports 2007
OASIS BANK, SSB — 2007
What OASIS BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Total assets | 14,567,000 | 17,012,000 | 17,982,000 |
| Total loans | 704,000 | 1,315,000 | 2,430,000 |
| Allowance for loan losses | 8,000 | 14,000 | 22,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,832,000 | 4,601,000 | 5,996,000 |
| Interest-bearing deposits | 1,653,000 | 3,476,000 | 5,414,000 |
| Noninterest-bearing deposits | 178,000 | 1,125,000 | 582,000 |
| Equity capital | 12,720,000 | 12,352,000 | 11,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Interest income | 279,000 | 494,000 | 740,000 |
| Interest expense | 6,000 | 41,000 | 96,000 |
| Net interest income | 273,000 | 453,000 | 644,000 |
| Noninterest income | 16,000 | 66,000 | 109,000 |
| Noninterest expense | 911,000 | 1,503,000 | 2,232,000 |
| Provision for loan losses | 8,000 | 14,000 | 22,000 |
| Pretax income | -630,000 | -998,000 | -1,501,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -630,000 | -998,000 | -1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|
| Tier 1 capital | 12,270,000 | 11,902,000 | 11,471,000 |
| Total capital | 12,278,000 | 11,916,000 | 11,493,000 |
| Risk-weighted assets | 3,827,000 | 4,805,000 | 5,773,000 |