Call reports 2017
SCOTTDALE BANK & TRUST CO. THE — 2017
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 263,527,000 | 259,212,000 | 268,126,000 | 260,735,000 |
| Total loans | 64,348,000 | 64,320,000 | 65,722,000 | 69,869,000 |
| Allowance for loan losses | 542,000 | 542,000 | 541,000 | 541,000 |
| Securities available for sale | 77,765,000 | 79,309,000 | 78,042,000 | 114,908,000 |
| Securities held to maturity | 97,324,000 | 92,697,000 | 87,889,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,387,000 | 210,899,000 | 218,985,000 | 210,658,000 |
| Interest-bearing deposits | 169,002,000 | 165,542,000 | 169,363,000 | 164,746,000 |
| Noninterest-bearing deposits | 46,385,000 | 45,357,000 | 49,622,000 | 45,912,000 |
| Equity capital | 45,738,000 | 46,244,000 | 46,812,000 | 46,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,274,000 | 4,961,000 | 6,618,000 |
| Interest expense | 127,000 | 253,000 | 382,000 | 510,000 |
| Net interest income | 1,448,000 | 3,021,000 | 4,579,000 | 6,108,000 |
| Noninterest income | 99,000 | 187,000 | 273,000 | 387,000 |
| Noninterest expense | 1,271,000 | 2,726,000 | 4,145,000 | 5,718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 326,000 | 568,000 | 801,000 | 7,114,000 |
| Income tax | -11,000 | 37,000 | 37,000 | 1,161,000 |
| Net income | 337,000 | 531,000 | 764,000 | 5,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,032,000 | 44,226,000 | 44,459,000 | 49,687,000 |
| Total capital | 47,157,000 | 47,461,000 | 47,885,000 | 50,228,000 |
| Risk-weighted assets | 146,228,000 | 146,932,000 | 154,747,000 | 139,341,000 |