Call reports 2016
SCOTTDALE BANK & TRUST CO. THE — 2016
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 262,205,000 | 261,324,000 | 266,601,000 | 263,476,000 |
| Total loans | 60,086,000 | 63,011,000 | 64,039,000 | 63,379,000 |
| Allowance for loan losses | 756,000 | 757,000 | 758,000 | 553,000 |
| Securities available for sale | 67,084,000 | 73,819,000 | 73,136,000 | 77,282,000 |
| Securities held to maturity | 105,652,000 | 101,951,000 | 103,053,000 | 100,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,511,000 | 212,813,000 | 218,312,000 | 215,986,000 |
| Interest-bearing deposits | 172,431,000 | 171,268,000 | 171,153,000 | 171,675,000 |
| Noninterest-bearing deposits | 42,080,000 | 41,545,000 | 47,159,000 | 44,311,000 |
| Equity capital | 45,952,000 | 46,785,000 | 46,404,000 | 45,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,366,000 | 5,089,000 | 6,743,000 |
| Interest expense | 129,000 | 258,000 | 388,000 | 520,000 |
| Net interest income | 1,544,000 | 3,108,000 | 4,701,000 | 6,223,000 |
| Noninterest income | 77,000 | 173,000 | -514,000 | -410,000 |
| Noninterest expense | 1,312,000 | 2,710,000 | 4,100,000 | 5,444,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 309,000 | 588,000 | 104,000 | 653,000 |
| Income tax | -14,000 | -40,000 | 80,000 | 103,000 |
| Net income | 323,000 | 628,000 | 24,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,477,000 | 45,053,000 | 44,685,000 | 43,695,000 |
| Total capital | 46,984,000 | 47,560,000 | 47,413,000 | 46,839,000 |
| Risk-weighted assets | 136,904,000 | 142,645,000 | 144,681,000 | 149,414,000 |