Call reports 2015
SCOTTDALE BANK & TRUST CO. THE — 2015
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 262,715,000 | 262,606,000 | 263,734,000 | 262,046,000 |
| Total loans | 59,395,000 | 59,458,000 | 58,376,000 | 59,210,000 |
| Allowance for loan losses | 755,000 | 755,000 | 756,000 | 756,000 |
| Securities available for sale | 57,737,000 | 60,636,000 | 63,433,000 | 66,868,000 |
| Securities held to maturity | 112,247,000 | 108,110,000 | 103,019,000 | 101,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,674,000 | 214,704,000 | 215,212,000 | 214,390,000 |
| Interest-bearing deposits | 175,133,000 | 174,890,000 | 172,163,000 | 172,942,000 |
| Noninterest-bearing deposits | 39,541,000 | 39,814,000 | 43,049,000 | 41,448,000 |
| Equity capital | 47,260,000 | 46,429,000 | 46,405,000 | 45,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,294,000 | 4,874,000 | 6,587,000 |
| Interest expense | 211,000 | 428,000 | 558,000 | 688,000 |
| Net interest income | 1,495,000 | 2,866,000 | 4,316,000 | 5,899,000 |
| Noninterest income | 79,000 | 162,000 | 240,000 | 338,000 |
| Noninterest expense | 1,162,000 | 2,634,000 | 4,086,000 | 5,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 412,000 | 512,000 | 643,000 | 906,000 |
| Income tax | -63,000 | -219,000 | -78,000 | 29,000 |
| Net income | 475,000 | 731,000 | 721,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,721,000 | 44,978,000 | 44,967,000 | 44,251,000 |
| Total capital | 45,476,000 | 45,733,000 | 47,687,000 | 47,007,000 |
| Risk-weighted assets | 122,588,000 | 124,927,000 | 131,005,000 | 133,382,000 |