Call reports 2014
SCOTTDALE BANK & TRUST CO. THE — 2014
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 260,615,000 | 258,733,000 | 260,319,000 | 259,511,000 |
| Total loans | 60,329,000 | 59,674,000 | 58,998,000 | 59,794,000 |
| Allowance for loan losses | 757,000 | 757,000 | 749,000 | 755,000 |
| Securities available for sale | 53,142,000 | 53,661,000 | 54,510,000 | 55,526,000 |
| Securities held to maturity | 120,501,000 | 121,208,000 | 119,422,000 | 115,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,898,000 | 211,191,000 | 213,345,000 | 212,195,000 |
| Interest-bearing deposits | 175,524,000 | 173,694,000 | 174,106,000 | 174,421,000 |
| Noninterest-bearing deposits | 38,374,000 | 37,497,000 | 39,239,000 | 37,774,000 |
| Equity capital | 45,066,000 | 46,684,000 | 46,525,000 | 46,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,582,000 | 5,259,000 | 6,999,000 |
| Interest expense | 213,000 | 429,000 | 646,000 | 861,000 |
| Net interest income | 1,561,000 | 3,153,000 | 4,613,000 | 6,138,000 |
| Noninterest income | 92,000 | 182,000 | 273,000 | 366,000 |
| Noninterest expense | 1,141,000 | 2,446,000 | 3,686,000 | 4,939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 572,000 | 1,016,000 | 1,406,000 | 1,817,000 |
| Income tax | -26,000 | -106,000 | -178,000 | -46,000 |
| Net income | 598,000 | 1,122,000 | 1,584,000 | 1,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,162,000 | 43,964,000 | 44,426,000 | 44,248,000 |
| Total capital | 44,919,000 | 44,721,000 | 45,175,000 | 45,003,000 |
| Risk-weighted assets | 122,022,000 | 121,061,000 | 121,596,000 | 123,683,000 |