Call reports 2013
SCOTTDALE BANK & TRUST CO. THE — 2013
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 256,208,000 | 255,821,000 | 259,876,000 | 258,233,000 |
| Total loans | 67,257,000 | 62,058,000 | 61,166,000 | 61,342,000 |
| Allowance for loan losses | 745,000 | 748,000 | 753,000 | 756,000 |
| Securities available for sale | 52,351,000 | 50,605,000 | 53,916,000 | 54,643,000 |
| Securities held to maturity | 112,828,000 | 116,704,000 | 118,358,000 | 121,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,618,000 | 210,848,000 | 213,884,000 | 212,373,000 |
| Interest-bearing deposits | 174,433,000 | 175,189,000 | 175,474,000 | 175,981,000 |
| Noninterest-bearing deposits | 37,185,000 | 35,659,000 | 38,410,000 | 36,392,000 |
| Equity capital | 43,478,000 | 43,310,000 | 44,013,000 | 44,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,743,000 | 5,586,000 | 7,436,000 |
| Interest expense | 211,000 | 424,000 | 642,000 | 860,000 |
| Net interest income | 1,714,000 | 3,319,000 | 4,944,000 | 6,576,000 |
| Noninterest income | 92,000 | 76,000 | 170,000 | 271,000 |
| Noninterest expense | 1,129,000 | 2,350,000 | 3,616,000 | 4,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 707,000 | 1,156,000 | 1,621,000 | 2,161,000 |
| Income tax | 21,000 | -18,000 | -37,000 | -47,000 |
| Net income | 686,000 | 1,174,000 | 1,658,000 | 2,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,469,000 | 42,939,000 | 43,423,000 | 43,564,000 |
| Total capital | 43,214,000 | 43,687,000 | 44,176,000 | 44,320,000 |
| Risk-weighted assets | 127,186,000 | 121,986,000 | 121,983,000 | 122,729,000 |