Call reports 2012
SCOTTDALE BANK & TRUST CO. THE — 2012
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,050,000 | 247,183,000 | 253,494,000 | 256,769,000 |
| Total loans | 63,831,000 | 64,939,000 | 64,954,000 | 67,000,000 |
| Allowance for loan losses | 754,000 | 755,000 | 756,000 | 754,000 |
| Securities available for sale | 51,816,000 | 51,573,000 | 51,466,000 | 50,221,000 |
| Securities held to maturity | 87,496,000 | 95,672,000 | 103,592,000 | 107,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,533,000 | 203,091,000 | 208,089,000 | 211,668,000 |
| Interest-bearing deposits | 165,915,000 | 167,822,000 | 171,329,000 | 176,680,000 |
| Noninterest-bearing deposits | 34,618,000 | 35,269,000 | 36,760,000 | 34,988,000 |
| Equity capital | 42,930,000 | 42,113,000 | 42,948,000 | 42,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 3,939,000 | 5,849,000 | 7,746,000 |
| Interest expense | 285,000 | 580,000 | 881,000 | 1,188,000 |
| Net interest income | 1,708,000 | 3,359,000 | 4,968,000 | 6,558,000 |
| Noninterest income | 93,000 | 219,000 | 306,000 | 440,000 |
| Noninterest expense | 1,129,000 | 2,538,000 | 3,717,000 | 4,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 672,000 | 1,043,000 | 1,640,000 | 2,125,000 |
| Income tax | 26,000 | -64,000 | -148,000 | -140,000 |
| Net income | 646,000 | 1,107,000 | 1,788,000 | 2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,871,000 | 41,418,000 | 41,710,000 | 41,784,000 |
| Total capital | 41,625,000 | 42,173,000 | 42,466,000 | 42,538,000 |
| Risk-weighted assets | 122,359,000 | 123,740,000 | 124,636,000 | 125,576,000 |