Call reports 2011
SCOTTDALE BANK & TRUST CO. THE — 2011
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 227,270,000 | 228,834,000 | 231,523,000 | 233,622,000 |
| Total loans | 64,064,000 | 62,120,000 | 65,132,000 | 69,711,000 |
| Allowance for loan losses | 752,000 | 752,000 | 753,000 | 753,000 |
| Securities available for sale | 48,894,000 | 51,973,000 | 53,449,000 | 51,822,000 |
| Securities held to maturity | 77,930,000 | 79,736,000 | 83,914,000 | 87,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,614,000 | 185,064,000 | 188,765,000 | 190,135,000 |
| Interest-bearing deposits | 155,239,000 | 154,836,000 | 155,067,000 | 158,053,000 |
| Noninterest-bearing deposits | 29,375,000 | 30,228,000 | 33,698,000 | 32,082,000 |
| Equity capital | 40,265,000 | 41,201,000 | 41,348,000 | 42,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,962,000 | 3,866,000 | 5,816,000 | 7,886,000 |
| Interest expense | 293,000 | 591,000 | 886,000 | 1,173,000 |
| Net interest income | 1,669,000 | 3,275,000 | 4,930,000 | 6,713,000 |
| Noninterest income | 86,000 | 180,000 | 269,000 | 407,000 |
| Noninterest expense | 1,076,000 | 2,237,000 | 3,534,000 | 4,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 679,000 | 1,218,000 | 1,665,000 | 2,286,000 |
| Income tax | 41,000 | 18,000 | -16,000 | -1,000 |
| Net income | 638,000 | 1,200,000 | 1,681,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,814,000 | 39,376,000 | 39,974,000 | 40,580,000 |
| Total capital | 39,566,000 | 40,128,000 | 40,727,000 | 41,333,000 |
| Risk-weighted assets | 117,547,000 | 116,760,000 | 123,427,000 | 125,432,000 |