Call reports 2010
SCOTTDALE BANK & TRUST CO. THE — 2010
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 201,110,000 | 208,574,000 | 218,441,000 | 221,570,000 |
| Total loans | 64,701,000 | 63,842,000 | 63,615,000 | 64,996,000 |
| Allowance for loan losses | 764,000 | 765,000 | 766,000 | 757,000 |
| Securities available for sale | 44,697,000 | 48,107,000 | 46,846,000 | 47,231,000 |
| Securities held to maturity | 59,582,000 | 68,036,000 | 70,581,000 | 76,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,506,000 | 167,048,000 | 175,494,000 | 178,826,000 |
| Interest-bearing deposits | 131,525,000 | 139,617,000 | 145,517,000 | 151,408,000 |
| Noninterest-bearing deposits | 27,981,000 | 27,431,000 | 29,977,000 | 27,418,000 |
| Equity capital | 40,754,000 | 40,020,000 | 40,708,000 | 40,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,893,000 | 5,880,000 | 7,749,000 |
| Interest expense | 438,000 | 908,000 | 1,399,000 | 1,852,000 |
| Net interest income | 1,469,000 | 2,985,000 | 4,481,000 | 5,897,000 |
| Noninterest income | 86,000 | 188,000 | 285,000 | 417,000 |
| Noninterest expense | 1,125,000 | 2,478,000 | 3,707,000 | 4,979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 430,000 | 695,000 | 1,059,000 | 1,397,000 |
| Income tax | -24,000 | -85,000 | -192,000 | -15,000 |
| Net income | 454,000 | 780,000 | 1,251,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,625,000 | 37,592,000 | 38,992,000 | 38,480,000 |
| Total capital | 39,389,000 | 38,357,000 | 39,758,000 | 39,237,000 |
| Risk-weighted assets | 111,288,000 | 111,179,000 | 113,786,000 | 114,046,000 |