Call reports 2002
SCOTTDALE BANK & TRUST CO. THE — 2002
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 157,743,000 | 162,697,000 | 165,841,000 | 164,469,000 |
| Total loans | 62,645,000 | 63,241,000 | 65,127,000 | 63,413,000 |
| Allowance for loan losses | 650,000 | 650,000 | 647,000 | 643,000 |
| Securities available for sale | 36,149,000 | 45,755,000 | 53,463,000 | 61,270,000 |
| Securities held to maturity | 13,969,000 | 13,139,000 | 13,469,000 | 14,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,967,000 | 125,869,000 | 128,109,000 | 126,716,000 |
| Interest-bearing deposits | 102,516,000 | 104,646,000 | 105,763,000 | 105,423,000 |
| Noninterest-bearing deposits | 20,451,000 | 21,223,000 | 22,346,000 | 21,293,000 |
| Equity capital | 32,592,000 | 33,911,000 | 34,787,000 | 34,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 3,934,000 | 6,288,000 | 8,350,000 |
| Interest expense | 678,000 | 1,367,000 | 2,036,000 | 2,664,000 |
| Net interest income | 1,251,000 | 2,567,000 | 4,252,000 | 5,686,000 |
| Noninterest income | 143,000 | 258,000 | 367,000 | 496,000 |
| Noninterest expense | 854,000 | 1,819,000 | 2,738,000 | 3,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 545,000 | 1,011,000 | 1,886,000 | 2,448,000 |
| Income tax | 122,000 | 231,000 | 479,000 | 621,000 |
| Net income | 423,000 | 780,000 | 1,407,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,144,000 | 30,501,000 | 31,129,000 | 31,549,000 |
| Total capital | 30,794,000 | 31,151,000 | 31,776,000 | 32,192,000 |
| Risk-weighted assets | 81,799,000 | 80,827,000 | 88,104,000 | 91,687,000 |