Call reports 2001
SCOTTDALE BANK & TRUST CO. THE — 2001
What SCOTTDALE BANK & TRUST CO. THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 147,937,000 | 149,570,000 | 151,685,000 | 153,484,000 |
| Total loans | 61,564,000 | 62,871,000 | 64,089,000 | 63,011,000 |
| Allowance for loan losses | 651,000 | 652,000 | 652,000 | 652,000 |
| Securities available for sale | 35,802,000 | 35,419,000 | 34,003,000 | 35,222,000 |
| Securities held to maturity | 16,074,000 | 16,220,000 | 15,029,000 | 14,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,775,000 | 115,491,000 | 117,067,000 | 119,091,000 |
| Interest-bearing deposits | 96,599,000 | 96,713,000 | 97,415,000 | 99,534,000 |
| Noninterest-bearing deposits | 18,176,000 | 18,778,000 | 19,652,000 | 19,557,000 |
| Equity capital | 31,235,000 | 31,802,000 | 32,252,000 | 32,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,422,000 | 4,663,000 | 6,842,000 | 8,969,000 |
| Interest expense | 930,000 | 1,842,000 | 2,739,000 | 3,501,000 |
| Net interest income | 1,492,000 | 2,821,000 | 4,103,000 | 5,468,000 |
| Noninterest income | 129,000 | 264,000 | 387,000 | 510,000 |
| Noninterest expense | 856,000 | 1,786,000 | 2,740,000 | 3,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 765,000 | 1,299,000 | 1,750,000 | 2,400,000 |
| Income tax | 200,000 | 323,000 | 433,000 | 581,000 |
| Net income | 565,000 | 976,000 | 1,317,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,627,000 | 29,038,000 | 29,380,000 | 29,882,000 |
| Total capital | 29,278,000 | 29,690,000 | 30,032,000 | 30,534,000 |
| Risk-weighted assets | 78,662,000 | 79,534,000 | 81,383,000 | 81,596,000 |