Call reports 2026
CHARTER BANK — 2026
What CHARTER BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 227,782,000 | 227,541,000 |
| Total loans | 167,115,000 | 166,130,000 |
| Allowance for loan losses | 1,584,000 | 1,671,000 |
| Securities available for sale | 51,220,000 | 49,260,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 203,197,000 | 203,460,000 |
| Interest-bearing deposits | 148,736,000 | 148,656,000 |
| Noninterest-bearing deposits | 54,461,000 | 54,804,000 |
| Equity capital | 22,585,000 | 23,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,814,000 | 5,728,000 |
| Interest expense | 888,000 | 1,808,000 |
| Net interest income | 1,926,000 | 3,920,000 |
| Noninterest income | 205,000 | 436,000 |
| Noninterest expense | 1,065,000 | 2,175,000 |
| Provision for loan losses | 34,000 | 121,000 |
| Pretax income | 1,032,000 | 2,060,000 |
| Income tax | 41,000 | 83,000 |
| Net income | 991,000 | 1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,621,000 | 25,208,000 |