Call report 2025Q4
CHARTER BANK — 2025Q4
The 22 measures CHARTER BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 222,667,000 | USD | evidence → |
| Total loans | 158,485,000 | USD | evidence → |
| Allowance for loan losses | 1,551,000 | USD | evidence → |
| Securities available for sale | 53,092,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,681,000 | USD | evidence → |
| Interest-bearing deposits | 143,232,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,449,000 | USD | evidence → |
| Equity capital | 22,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,357,000 | USD | evidence → |
| Interest expense | 3,402,000 | USD | evidence → |
| Net interest income | 6,955,000 | USD | evidence → |
| Noninterest income | 727,000 | USD | evidence → |
| Noninterest expense | 4,219,000 | USD | evidence → |
| Provision for loan losses | 187,000 | USD | evidence → |
| Pretax income | 3,276,000 | USD | evidence → |
| Income tax | 135,000 | USD | evidence → |
| Net income | 3,141,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,031,000 | USD | evidence → |