Call report 2023Q4
CHARTER BANK — 2023Q4
The 22 measures CHARTER BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,992,000 | USD | evidence → |
| Total loans | 141,995,000 | USD | evidence → |
| Allowance for loan losses | 1,324,000 | USD | evidence → |
| Securities available for sale | 63,819,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,036,000 | USD | evidence → |
| Interest-bearing deposits | 124,263,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,773,000 | USD | evidence → |
| Equity capital | 19,692,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,022,000 | USD | evidence → |
| Interest expense | 2,596,000 | USD | evidence → |
| Net interest income | 5,426,000 | USD | evidence → |
| Noninterest income | 757,000 | USD | evidence → |
| Noninterest expense | 3,894,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 2,219,000 | USD | evidence → |
| Income tax | 106,000 | USD | evidence → |
| Net income | 2,113,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,684,000 | USD | evidence → |
| Total capital | 25,008,000 | USD | evidence → |
| Risk-weighted assets | 143,362,000 | USD | evidence → |