Call report 2001Q1
VALLEY RIDGE BANK — 2001Q1
The 22 measures VALLEY RIDGE BANK reported to the FFIEC for 2001Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,073,000 | USD | evidence → |
| Total loans | 119,107,000 | USD | evidence → |
| Allowance for loan losses | 1,664,000 | USD | evidence → |
| Securities available for sale | 28,102,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,019,000 | USD | evidence → |
| Interest-bearing deposits | 105,944,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,075,000 | USD | evidence → |
| Equity capital | 16,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,227,000 | USD | evidence → |
| Interest expense | 1,520,000 | USD | evidence → |
| Net interest income | 1,707,000 | USD | evidence → |
| Noninterest income | 436,000 | USD | evidence → |
| Noninterest expense | 1,662,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 545,000 | USD | evidence → |
| Income tax | 117,000 | USD | evidence → |
| Net income | 428,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,958,000 | USD | evidence → |
| Total capital | 17,457,000 | USD | evidence → |
| Risk-weighted assets | 119,760,000 | USD | evidence → |