Call reports 2002
CENTENNIAL BANK — 2002
What CENTENNIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 825,516,000 | 819,364,000 | 866,810,000 |
| Total loans | 639,094,000 | 622,089,000 | 639,141,000 |
| Allowance for loan losses | 12,436,000 | 12,226,000 | 9,376,000 |
| Securities available for sale | 94,465,000 | 91,929,000 | 99,117,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 708,291,000 | 702,441,000 | 748,872,000 |
| Interest-bearing deposits | 576,975,000 | 571,904,000 | 590,454,000 |
| Noninterest-bearing deposits | 131,316,000 | 130,537,000 | 158,418,000 |
| Equity capital | 95,030,000 | 96,743,000 | 97,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 14,614,000 | 28,485,000 | 42,023,000 |
| Interest expense | 3,486,000 | 6,911,000 | 10,212,000 |
| Net interest income | 11,128,000 | 21,574,000 | 31,811,000 |
| Noninterest income | 1,328,000 | 2,625,000 | 4,013,000 |
| Noninterest expense | 6,465,000 | 12,846,000 | 18,485,000 |
| Provision for loan losses | 2,775,000 | 3,750,000 | 5,025,000 |
| Pretax income | 3,427,000 | 7,982,000 | 12,693,000 |
| Income tax | 1,325,000 | 3,060,000 | 4,855,000 |
| Net income | 2,102,000 | 4,922,000 | 7,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 87,917,000 | 88,888,000 | 88,500,000 |
| Total capital | 97,177,000 | 97,993,000 | 97,876,000 |
| Risk-weighted assets | 737,584,000 | 725,296,000 | 752,821,000 |