Call report 2008Q4
HIGHLAND COMMUNITY BANK — 2008Q4
The 22 measures HIGHLAND COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,602,000 | USD | evidence → |
| Total loans | 72,518,000 | USD | evidence → |
| Allowance for loan losses | 2,335,000 | USD | evidence → |
| Securities available for sale | 32,629,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,526,000 | USD | evidence → |
| Interest-bearing deposits | 80,042,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,484,000 | USD | evidence → |
| Equity capital | 11,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,435,000 | USD | evidence → |
| Interest expense | 1,961,000 | USD | evidence → |
| Net interest income | 4,474,000 | USD | evidence → |
| Noninterest income | 1,410,000 | USD | evidence → |
| Noninterest expense | 5,323,000 | USD | evidence → |
| Provision for loan losses | 1,673,000 | USD | evidence → |
| Pretax income | -889,000 | USD | evidence → |
| Income tax | -1,509,000 | USD | evidence → |
| Net income | 620,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,983,000 | USD | evidence → |
| Total capital | 11,015,000 | USD | evidence → |
| Risk-weighted assets | 81,244,000 | USD | evidence → |