Call report 2005Q4
HIGHLAND COMMUNITY BANK — 2005Q4
The 22 measures HIGHLAND COMMUNITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,328,000 | USD | evidence → |
| Total loans | 35,360,000 | USD | evidence → |
| Allowance for loan losses | 708,000 | USD | evidence → |
| Securities available for sale | 46,616,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,551,000 | USD | evidence → |
| Interest-bearing deposits | 76,211,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,340,000 | USD | evidence → |
| Equity capital | 10,238,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,828,000 | USD | evidence → |
| Interest expense | 1,701,000 | USD | evidence → |
| Net interest income | 3,127,000 | USD | evidence → |
| Noninterest income | 416,000 | USD | evidence → |
| Noninterest expense | 4,144,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -601,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | -608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,789,000 | USD | evidence → |
| Total capital | 11,396,000 | USD | evidence → |
| Risk-weighted assets | 48,493,000 | USD | evidence → |